Misses become losses
Most invoices are fine, but the few that aren't can wipe out months of profit. Spot-checking creates false confidence.
Document review for factors
Catch fraud before you fund
AI invoice and backup audit for factoring.
Every Document. Any Industry.
The problem
The hidden impact of manually reviewing invoices and backup
Your clients email or upload invoice packages to a portal. An account executive or operations staff member skims the document to check for debtor and support matching and assigns each page in your factoring system.
No time for judgment
Portfolio reviews and relationship management don't happen because document checking crowds them out.
Growth limited by capacity
Document-intensive deals are filtered because the juice isn't worth the squeeze. Adding clients means hiring staff.
What ExamFlow does
ExamFlow handles the documents so your team can focus on risk
1
Catch what spot-checking misses
ExamFlow applies your full approval checklist to every invoice and supporting doc, fully customizable client-by-client.
2
Focus on exceptions
ExamFlow audits documents so your team spends more time on client relationships, portfolio reviews, and checking risks.
3
Scale without scaling your team
Onboard new document-heavy clients to your portfolio and grow volume without growing your back office.
Process
How it works
- 1
Your client submits documents
Clients send invoices and supporting documents by email or via the upload portal.
- 2
ExamFlow organizes supporting documents by invoice
Bundled PDFs are split, every document is classified (invoice, PO, BOL, timesheet, assignment listing, etc.), and documents are grouped by transaction automatically.
- 3
Your eligibility checklist runs on every invoice
Your policies are executed for each client and applied consistently. Every flagged exception is explained in language your team can act on.
- 4
Clean invoices flow through. Exceptions get reviewed.
Clean transactions push directly to your factoring system or a verification queue. Exceptions are held back for review with the full audit trail attached.
Why ExamFlow
Why factors choose ExamFlow
Built for Secured Finance
The technology was built and hardened over two years, working with ABL field examiners across thousands of audit packages.
Fully customizable
Your unique procedures can be deployed in a no-code platform. Client- and debtor-specific rules and requirements are easily added.
Audit-grade traceability
Risks explained clearly in English. Everything flagged or extracted is always linked to the source document.
Industries
Built for general factoring
Flexible setup for every industry you serve. ExamFlow adapts to each client's document and eligibility requirements. Sample rules include:
Staffing
Verify timesheet hours and approval signatures against invoices, check bill rates against the MSA, and confirm employee details match.
Manufacturing & Distribution
Compare invoice quantities and pricing against POs, verify BOL numbers and shipment terms, and flag pre-billing.
Services
Match invoices to signed contracts and deliverables, check billing against payment terms, and flag invoices submitted before services are delivered.
Construction
Verify lien waivers against invoices, check the schedule-of-values progress billing, and confirm certified payroll matches the work invoiced.
Oil & Gas
Match field tickets to invoice line items, verify PO coverage and portal approvals, and apply additional industry-specific rules as needed.
Other Industries
Apparel, textiles, government contracting, healthcare, agriculture, and more.